Deed of Trust

Draft Deeds of Trust & Security Agreements in Minutes

14 minutes with CaseMark

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Upload your documents and get a finished work product in minutes. New accounts get $5 free to run their first skill.

14 minutes with CaseMark

What you'll need

Promissory Note
Loan Agreement
Title Report or Commitment

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

CaseMark's Deed of Trust and Security Agreement skill uses AI to draft combined instruments that create enforceable security interests in both real property and personal property for commercial financing transactions. By extracting key terms from your loan documents, title reports, and collateral schedules, it produces comprehensive, jurisdiction-aware drafts that address conveyance language, covenants, default provisions, and execution requirements.

Drafting combined Deed of Trust and Security Agreements is one of the most detail-intensive tasks in commercial real estate finance. Attorneys must reconcile loan terms, legal descriptions, collateral schedules, and state-specific statutory requirements into a single enforceable instrument — a process that typically takes hours of manual drafting and cross-referencing, with significant risk of omission or inconsistency.

CaseMark automates the heavy lifting by extracting party details, loan terms, property descriptions, and collateral information from your uploaded documents, then generating a comprehensive combined instrument adapted to your jurisdiction's requirements. The result is a polished, review-ready draft that lets attorneys focus on negotiation and deal-specific customization rather than boilerplate assembly.

How it works

1. Upload your loan documents, title reports, and collateral schedules
2. AI extracts party details, loan terms, property descriptions, and jurisdictional requirements
3. Review and customize the generated Deed of Trust and Security Agreement
4. Export the recording-ready instrument in your preferred format (DOCX, PDF)

What you get

Parties and Recitals
Real Property Granting Clause and Legal Description
Personal Property Collateral Description (UCC Article 9)
Covenants and Obligations of Grantor
Default and Remedies Provisions
Trustee Powers and Foreclosure Procedures
Insurance and Tax Escrow Requirements
Environmental and Compliance Representations
Recording and Execution Instructions

What it handles

Generates combined Deed of Trust and UCC Article 9 Security Agreement in a single instrument
Adapts conveyance language to jurisdiction-specific property theory (title, lien, or intermediate states)
Extracts and organizes real property legal descriptions, APNs, and personal property collateral schedules
Incorporates customized covenants, default provisions, and remedies clauses
Addresses execution formalities including notarization, witness, and spousal consent requirements
Produces recording-ready formatting aligned with county-specific standards

Required documents

Promissory Note
The executed or draft promissory note containing loan amount, interest rate, maturity date, and payment terms
.pdf, .docx
Loan Agreement
The commercial loan agreement outlining borrower obligations, covenants, and default provisions
.pdf, .docx
Title Report or Commitment
Title report containing the legal description, APN, and schedule of encumbrances and exceptions
.pdf, .docx

Supporting documents

Collateral Schedules
Equipment lists, inventory schedules, or account descriptions for personal property collateral
.pdf, .docx, .xlsx
Entity Formation Documents
Articles of incorporation, operating agreements, or partnership agreements for entity borrowers
.pdf, .docx
Prior Deed or Survey
Prior recorded deed or survey for verifying the legal description and property boundaries
.pdf, .docx
Environmental Reports
Phase I or Phase II environmental site assessments for environmental representation provisions
.pdf, .docx

Why teams use it

Reduce drafting time from hours to minutes while maintaining the precision required for recordable security instruments

Ensure jurisdictional compliance with state-specific property theories, foreclosure procedures, and execution formalities

Eliminate the risk of omitting critical provisions such as environmental covenants, insurance requirements, or after-acquired property clauses

Produce consistent, professionally structured instruments across your entire commercial lending portfolio

Questions

Does this handle both real property and personal property security interests?

Yes. CaseMark drafts a combined instrument that creates a deed of trust lien on real property and a UCC Article 9 security interest in personal property collateral, all within a single document tailored to your transaction.

How does CaseMark handle state-specific requirements?

CaseMark adapts the draft based on the situs state's property theory (title, lien, or intermediate), foreclosure procedures, statutory notice and cure periods, execution formalities, and recording format requirements. You should always verify jurisdictional compliance with local counsel.

What loan documents do I need to upload?

At minimum, upload the promissory note and loan agreement. Title reports, legal descriptions, equipment or collateral schedules, and entity formation documents will produce a more complete and accurate draft.

Can I customize the default and remedies provisions?

Absolutely. CaseMark generates comprehensive default triggers and remedies clauses based on your loan terms, which you can then review, modify, and tailor to your specific transaction requirements before finalizing.

Is the output ready for recording at the county recorder's office?

CaseMark generates the instrument with standard recording formatting and execution blocks. However, you should verify that margins, font sizes, and indexing requirements meet your specific county's recording standards before submission.

Does this address community property and homestead issues?

Yes. When applicable based on the jurisdiction, CaseMark identifies and addresses spousal joinder requirements, community property considerations, and homestead consent provisions in the generated instrument.