← All workflows

Coi Compliance Review

COI Compliance Reviews in Minutes, Not Hours

12 minutes with CaseMark

Run this workflow

Run it in CaseMark

Upload your documents and get a finished work product in minutes. New accounts get $5 free to run their first skill.

12 minutes with CaseMark

What you'll need

  • Access Agreement
  • ACORD 25 Certificates
  • Insurance Endorsements

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

CaseMark's COI Compliance Review skill automates the painstaking process of verifying insurance certificates and endorsements against commercial real estate Access Agreement requirements. It builds a comprehensive verification matrix from your contract's insurance clause, systematically checks every ACORD 25 certificate and endorsement against that matrix, and delivers a defensible pass/fail compliance determination with actionable deficiency instructions ready to send to brokers.

Reviewing insurance certificates against Access Agreement requirements is one of the most tedious and error-prone tasks in commercial real estate transactions. Professionals must manually cross-reference dozens of coverage limits, endorsement forms, carrier qualifications, and policy terms across multiple documents—often under tight deadlines with significant liability exposure if deficiencies are missed.

CaseMark automates the entire COI compliance review workflow by extracting testable requirements from your Access Agreement, systematically validating each certificate and endorsement, and producing a clear pass/fail determination. Deficiency instructions are formatted for immediate broker distribution, transforming a multi-hour manual review into a streamlined, defensible process.

How it works

  1. 1. Upload your Access Agreement, ACORD 25 certificates, and endorsements

  2. 2. AI extracts insurance requirements and builds a testable verification matrix

  3. 3. Each certificate and endorsement is systematically checked against contractual standards

  4. 4. Receive a pass/fail compliance report with broker-ready deficiency cure instructions

What you get

  • Verification Matrix

  • ACORD 25 Internal Checklist Results

  • Additional Insured Endorsement Analysis

  • Primary & Non-Contributory Verification

  • Ancillary Requirements Check (Waivers, Carrier Rating, SIR, Cancellation)

  • Compliance Determination with Deficiency Instructions

What it handles

  • Automated verification matrix built from Access Agreement insurance clauses

  • ACORD 25 internal consistency and limits validation

  • Additional Insured endorsement verification (CG 20 10, CG 20 37)

  • Primary & non-contributory and waiver of subrogation confirmation

  • Carrier qualification and umbrella/excess alignment checks

  • Pass/fail compliance determination with broker-ready deficiency instructions

Required documents

  • Access Agreement

    Executed or signature-ready Access Agreement including all exhibits, insurance schedules, riders, and property rules

    .pdf, .docx

  • ACORD 25 Certificates

    All certificates of insurance (ACORD 25 forms) for CGL, auto, workers' comp, umbrella/excess, and other required coverages

    .pdf

  • Insurance Endorsements

    Additional Insured endorsements (e.g., CG 20 10, CG 20 37), primary/non-contributory endorsements, and waiver of subrogation endorsements

    .pdf

Supporting documents

  • Project Scope Description

    Work description, access dates, locations, and any heightened-risk activities such as hot work, roofing, structural, environmental, or confined space work

    .pdf, .docx

  • Broker or Insurer Contact Information

    Contact details for insurers and brokers to facilitate deficiency cure communications

    .pdf, .docx, .xlsx

Why teams use it

Eliminate hours of manual cross-referencing between contracts and certificates with automated verification matrices

Catch commonly missed deficiencies in Additional Insured status, primary/non-contributory language, and waiver of subrogation endorsements

Generate broker-ready deficiency cure instructions that accelerate remediation and reduce back-and-forth

Standardize COI review across your portfolio to ensure consistent compliance enforcement

Questions

What types of insurance certificates does this skill review?

CaseMark reviews ACORD 25 certificates for CGL, auto, workers' compensation/employer's liability, umbrella/excess, professional liability, pollution, and builder's risk coverage. It handles the full range of certificates typically required in commercial real estate access agreements.

Does the review check endorsement forms like CG 20 10 and CG 20 37?

Yes. CaseMark specifically verifies Additional Insured endorsement forms against contractual requirements, confirming the correct ISO form editions are used, that named insureds match, and that coverage scope aligns with the access agreement's demands.

What happens if endorsements are missing from the upload?

CaseMark will flag missing endorsements and issue a preliminary conditional review with unverified conclusions clearly labeled. This ensures you know exactly which documents are still needed to reach a final compliance determination.

Can this handle multiple vendors or contractors at once?

Yes. You can upload certificates and endorsements for multiple accessing parties. CaseMark will produce a separate compliance determination for each, making it easy to track which vendors have cleared insurance requirements and which have outstanding deficiencies.

How are deficiency instructions formatted?

CaseMark generates broker-ready deficiency cure instructions that specify exactly what is non-compliant, the contractual standard that must be met, and the corrective action required. These can be sent directly to the insured's broker to expedite remediation.

Does the review verify insurance carrier qualifications?

Yes. CaseMark checks carrier qualifications including A.M. Best ratings and other standards specified in your Access Agreement, flagging any carriers that do not meet the contractual minimum requirements.

Related

Access and Indemnity Agreement (Due Diligence)

Draft Property Access Agreements in Minutes with AI

Access Indemnity Agreement

Draft Access & Indemnity Agreements in Minutes

Ad Fund Agreement

Draft Ad Fund Agreements in Minutes, Not Hours