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Bad Faith Demand

Draft Policy-Limits Bad Faith Demands in Minutes

12 minutes with CaseMark

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Upload your documents and get a finished work product in minutes. New accounts get $5 free to run their first skill.

12 minutes with CaseMark

What you'll need

  • Liability Evidence
  • Damages Documentation
  • Policy and Claim Information

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

CaseMark's Bad Faith Demand skill drafts time-limited policy-limits demand letters engineered to create a clear opportunity-to-settle record for third-party bad faith exposure. The AI produces jurisdiction-aware demands with evidence-cited liability narratives, itemized damages, and precise acceptance mechanics—all flagged for efficient attorney review.

Drafting a defensible time-limited policy-limits demand is one of the most detail-intensive tasks in plaintiff practice. A single procedural defect—an ambiguous acceptance mechanic, a missed statutory requirement, or a sloppy deadline—can destroy the entire bad faith claim. Attorneys spend hours researching jurisdiction-specific requirements, organizing damages evidence, and crafting precise language under significant time pressure.

CaseMark automates the heavy lifting of bad faith demand drafting by mapping jurisdictional requirements, structuring evidence-cited liability narratives, and generating precise acceptance mechanics. The AI flags every unverified legal statement and missing element for attorney review, transforming a high-risk, hours-long drafting process into a focused review-and-refine workflow.

How it works

  1. 1. Upload liability evidence, damages documentation, and policy information

  2. 2. AI analyzes jurisdiction-specific bad faith requirements and maps applicable legal theories

  3. 3. Review the drafted demand letter with flagged items requiring verification

  4. 4. Export the finalized demand in your preferred format (DOCX, PDF)

What you get

  • Jurisdictional Requirements Analysis

  • Liability Narrative

  • Itemized Damages Exposure

  • Time-Limited Demand with Acceptance Mechanics

  • Statutory Notice (if required)

  • Attorney Review Checklist

What it handles

  • Jurisdiction-aware bad faith framing with statutory compliance checks

  • Itemized damages exposure with documentation references

  • Clear acceptance mechanics and deadline provisions

  • Liability narrative with evidence citations and defense anticipation

  • Automatic flagging of unverified legal statements for attorney review

  • Lien and subrogation interest identification

Required documents

  • Liability Evidence

    Police reports, accident photos, witness statements, citations, or other evidence establishing liability

    .pdf, .docx, .jpg, .png

  • Damages Documentation

    Medical records, medical bills, wage loss documentation, prognosis reports, and future care estimates

    .pdf, .docx

  • Policy and Claim Information

    Insurance policy declarations page, claim number, adjuster contact information, and confirmed policy limits

    .pdf, .docx

Supporting documents

  • Lien Documentation

    Health insurer subrogation notices, Medicare conditional payment letters, hospital liens, or workers' compensation lien statements

    .pdf, .docx

  • Prior Correspondence

    Previous correspondence with the insurer or adjuster documenting claim handling history

    .pdf, .docx, .eml

  • Expert Reports

    Medical expert opinions, accident reconstruction reports, or vocational assessments supporting damages

    .pdf, .docx

Why teams use it

Eliminate procedural defects that destroy bad faith claims with AI-enforced acceptance mechanics and deadline provisions

Reduce demand letter drafting time from hours to minutes while maintaining the precision required for bad faith positioning

Ensure jurisdiction-specific compliance with automatic identification of statutory notice requirements, service methods, and required content

Strengthen excess exposure arguments with structured, evidence-cited liability narratives and itemized damages presentations

Questions

Which jurisdictions does this skill support?

CaseMark's bad faith demand skill covers common-law failure-to-settle theories, statutory bad faith frameworks, and unfair claims practices across all U.S. jurisdictions. It automatically identifies jurisdiction-specific requirements such as Georgia O.C.G.A. § 9-11-67.1 compliance and Florida statutory bad faith prerequisites, flagging any unverified provisions for attorney review.

Does the demand letter include acceptance mechanics?

Yes. CaseMark drafts clear, unambiguous acceptance mechanics including response deadlines, payment instructions, release scope, and conditions for acceptance. A single procedural defect in acceptance mechanics can destroy a bad faith claim, so the AI ensures these provisions are precise and defensible.

Can it handle statutory notice requirements like Florida's Civil Remedy Notice?

Absolutely. When a jurisdiction requires a separate statutory notice (such as Florida's Civil Remedy Notice), CaseMark will draft it as a standalone document unless the statute permits integration into the demand letter. The skill flags all statutory prerequisites to ensure compliance.

Does this replace attorney review of the demand letter?

No. CaseMark is designed to accelerate drafting and reduce errors, but every demand letter generated requires attorney review before sending. The AI flags unverified legal statements with [VERIFY] markers and highlights items needing confirmation, making attorney review faster and more focused.

What if I don't have confirmed policy limits?

CaseMark will prompt you to confirm policy limits before completing the draft, as this information is critical to a defensible demand. If limits are unconfirmed, the skill can draft a demand structured to request confirmation while preserving your bad faith positioning.

How does CaseMark handle lien and subrogation interests?

The skill identifies and accounts for health insurer, Medicare/Medicaid, ERISA, hospital, and workers' compensation liens in the damages presentation. This ensures the demand accurately reflects net recovery considerations and avoids complications that could undermine settlement negotiations.

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