Bsa Risk Assessment

Draft BSA/AML Risk Assessments in Minutes, Not Hours

12 minutes with CaseMark

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12 minutes with CaseMark

What you'll need

Institution Profile & Charter Information
BSA/AML Program Documents
Customer & Product Data

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

CaseMark's BSA Risk Assessment skill drafts examination-ready BSA/AML Risk Assessments for U.S. financial institutions, fully aligned with FinCEN, FFIEC, and OCC standards. It evaluates inherent risks across customer, product, geographic, transaction, and third-party dimensions, assesses control adequacy, and calculates residual risk—producing a comprehensive document ready for regulatory review.

Preparing a comprehensive BSA/AML Risk Assessment is one of the most time-intensive compliance obligations for financial institutions. Compliance teams spend weeks gathering data across business lines, manually rating risk dimensions, mapping controls, and formatting findings into examination-ready documents—all while ensuring alignment with evolving FFIEC and FinCEN guidance.

CaseMark automates the heavy lifting of BSA/AML risk assessment drafting. Upload your institution profile, customer data, program documents, and filing history, and CaseMark produces a structured, examination-ready assessment that evaluates all five inherent risk dimensions, maps mitigating controls, and delivers residual risk ratings with prioritized recommendations.

How it works

1. Upload your institution profile, BSA program documents, customer data, and filing history
2. AI analyzes inherent risks across customer, product, geographic, transaction, and third-party dimensions per FFIEC methodology
3. Review the generated risk ratings, control assessments, and residual risk findings
4. Export your examination-ready BSA/AML Risk Assessment in DOCX or PDF

What you get

Executive Summary with Overall Risk Rating
Institution Overview Table
Inherent Risk Identification Across Five Dimensions
Control Adequacy Assessment
Residual Risk Analysis
Priority Recommendations with Owners and Target Dates

What it handles

Evaluates five inherent risk dimensions (customer, product, geographic, transaction, third-party) with High/Moderate/Low ratings
Assesses control adequacy against FFIEC BSA/AML Examination Manual methodology
Calculates residual risk by mapping mitigating controls to each risk category
Generates executive summary with overall risk rating, key concentrations, and priority recommendations
Produces institution overview tables with filing history, asset data, and branch footprint
Identifies control gaps with assigned owners and target remediation dates

Required documents

Institution Profile & Charter Information
Entity type, charter details, regulator, total assets, branch footprint, and international relationships
.pdf, .docx, .xlsx
BSA/AML Program Documents
Current BSA policies, CIP/CDD/EDD procedures, monitoring system specifications, and training records
.pdf, .docx
Customer & Product Data
Customer segment breakdowns with counts of high-risk categories and product/service inventory with transaction volumes
.pdf, .docx, .xlsx, .csv

Supporting documents

CTR/SAR Filing History
Annual CTR and SAR filing counts by category for the assessment period
.pdf, .docx, .xlsx
Independent Testing Reports
Most recent independent testing scope, findings, and remediation status
.pdf, .docx
Regulatory Correspondence
Outstanding MRAs, MOUs, consent orders, or other enforcement actions
.pdf, .docx

Why teams use it

Reduce BSA/AML risk assessment preparation time from weeks to minutes with AI-powered analysis

Ensure consistent alignment with FFIEC BSA/AML Examination Manual methodology across every assessment

Identify control gaps and generate actionable remediation plans with owners and deadlines

Maintain examination-ready documentation that satisfies FinCEN, FFIEC, and OCC regulatory expectations

Questions

Does this follow the FFIEC BSA/AML Examination Manual methodology?

Yes. CaseMark structures the entire assessment around the FFIEC risk-based methodology, evaluating inherent risk across all five dimensions and mapping mitigating controls to produce residual risk ratings consistent with examiner expectations.

Can I use this for annual BSA compliance assessments?

Absolutely. CaseMark is designed for annual BSA/AML risk assessments as required under 31 U.S.C. § 5318(h), and it can also be used for post-acquisition integration reviews or reassessments triggered by material business changes.

What types of financial institutions is this designed for?

CaseMark supports U.S. financial institutions of all types—banks, credit unions, MSBs, broker-dealers, and other entities subject to BSA/AML requirements under FinCEN, FFIEC, and OCC standards.

Does the output include specific remediation recommendations?

Yes. CaseMark generates priority recommendations with assigned owners and target dates for each identified control gap, giving you an actionable remediation roadmap ready for board or committee presentation.

How does CaseMark handle high-risk categories like PEPs, MSBs, and crypto?

CaseMark specifically flags high-risk customer categories (PEPs, NRAs, MSBs, foreign correspondents) and high-risk products (crypto on/off ramps, trade finance, prepaid, private banking) in the inherent risk analysis, ensuring nothing is overlooked.

Can I customize the risk ratings and findings before finalizing?

Yes. CaseMark generates a complete draft that you can review and adjust. All risk ratings, control assessments, and recommendations are fully editable before you export the final document.