← All workflows

Means Test

Calculate Bankruptcy Means Test Eligibility in Minutes, Not Hours—Across All 50 States

8 minutes with CaseMark

Run this workflow

Run it in CaseMark

Upload your documents and get a finished work product in minutes. New accounts get $5 free to run their first skill.

8 minutes with CaseMark

What you'll need

  • Pay Stubs or Payroll Records
  • Client Intake Form

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

Manually calculating means test eligibility requires cross-referencing current median income tables, converting pay frequencies, adjusting for household size, and ensuring compliance with the latest filing date thresholds. Errors in calculation can result in incorrect filing recommendations, case dismissals, or malpractice exposure.

Manually calculating means test eligibility requires cross-referencing current median income tables, converting pay frequencies, adjusting for household size, and ensuring compliance with the latest filing date thresholds. Errors in calculation can result in incorrect filing recommendations, case dismissals, or malpractice exposure.

CaseMark's AI-powered Means Test analyzer instantly processes payroll data, applies the correct state median income thresholds based on filing date, and determines above/below median status with precision. Upload pay stubs and client information, and receive a comprehensive eligibility analysis in minutes with full calculation transparency.

How it works

  1. 1. Upload your documents

  2. 2. AI analyzes and extracts key information

  3. 3. Review and customize the generated content

  4. 4. Export in your preferred format (DOCX, PDF)

What you get

  • Median Income Determination

  • Above/Below Median Classification

  • Applicable State Median Income Threshold

  • Household Size Calculation

  • Income Calculation Methodology

  • Eligibility Summary

  • Supporting Data References

What it handles

  • Median Income Determination

  • Above/Below Median Classification

  • Applicable State Median Income Threshold

  • Household Size Calculation

  • Income Calculation Methodology

  • Eligibility Summary

  • Supporting Data References

Required documents

  • Pay Stubs or Payroll Records

    Recent pay stubs showing YTD income or regular paychecks indicating payment frequency (weekly, bi-weekly, monthly, etc.)

    .pdf, .jpg, .png, .docx

  • Client Intake Form

    Document containing debtor's state of residence, household size, and filing date information

    .pdf, .docx, .txt

Supporting documents

  • Tax Returns

    Previous year tax returns for additional income verification and household size confirmation

    .pdf

  • Bank Statements

    Supporting documentation for income deposits and payment frequency verification

    .pdf, .csv

Why teams use it

Instant above/below median determination using current 2025 income thresholds for all states and territories

Automatic household size adjustments for families larger than 4 members

Flexible income calculation from YTD data or payment frequency analysis (weekly, bi-weekly, monthly, etc.)

Eliminate manual calculation errors that could jeopardize case eligibility

Generate client-ready reports showing complete calculation methodology and supporting data

Questions

How does the AI determine if my client is above or below median income?

CaseMark extracts income data from pay stubs or payroll records, annualizes it based on payment frequency, then compares it against the current state-specific median income threshold for the client's household size. The system automatically applies the correct 2025 thresholds and adjusts for households larger than 4.

What if I don't have year-to-date income information for my bankruptcy client?

The AI can calculate annualized income from regular paychecks by identifying payment frequency (weekly, bi-weekly, monthly, etc.) and projecting annual income accordingly. Simply upload available pay stubs and the system handles the conversion automatically.

Does this tool stay updated with new median income thresholds?

Yes, CaseMark maintains current median income data for all 50 states and U.S. territories. The system is updated when new thresholds are released, ensuring your means test calculations always use the correct figures for the filing date.

Can the means test calculator handle households larger than 4 people?

Absolutely. The AI automatically adds $11,100 per additional household member beyond 4 people, applying the correct adjustment to the base 4-person median income for the applicable state or territory.

How accurate is the AI compared to manual means test calculations?

CaseMark eliminates common calculation errors by automatically applying the correct formulas, thresholds, and adjustments. The system shows its work, providing full transparency into how it reached the eligibility determination, which you can verify and include in client files.

What happens if my client lives in a U.S. territory like Puerto Rico or Guam?

The means test analyzer includes median income thresholds for all U.S. territories including Guam, Northern Mariana Islands, Puerto Rico, and the Virgin Islands. Simply select the territory and the AI applies the correct income limits.

Can I use this for multiple clients at once?

Yes, you can process means test calculations for multiple clients efficiently. Upload each client's documents separately and receive individual eligibility analyses, dramatically reducing the time spent on intake screening and case qualification.

Related

30b6 Corporate Rep

Master 30(b)(6) Depositions in Minutes, Not Hours

30b6 Deposition

Master 30(b)(6) Depositions in Minutes, Not Hours

Abstract of Judgment

Draft Judgment Abstracts in Minutes, Not Hours