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Title Commitment

Draft ALTA Title Commitments in Minutes, Not Hours

12 minutes with CaseMark

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Title Commitment

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Title Commitment

Overview

CaseMark's Title Commitment skill automates the drafting of ALTA-compliant Title Commitment documents for commercial real estate transactions. It transforms your title search data, property documents, and transaction details into a professionally structured commitment with complete Schedule A and Schedule B sections. The result is a publication-ready document that dramatically reduces drafting time while maintaining the precision required for title insurance issuance.

Drafting ALTA-compliant Title Commitments is a meticulous, time-consuming process that requires organizing complex title search findings into precisely structured schedules. Title professionals must manually cross-reference deeds, encumbrances, liens, and transaction details—a process prone to omissions, formatting errors, and inconsistencies that can delay closings or create liability exposure.

CaseMark automates the entire Title Commitment drafting workflow by ingesting your title search report and property documents, then generating a fully structured ALTA-standard commitment with accurate Schedule A details and properly categorized Schedule B requirements and exceptions. The AI ensures nothing from your title examination is overlooked while producing a clean, consistent document ready for professional review and issuance.

How it works

  1. 1. Upload your title search report, property documents, and transaction details

  2. 2. AI analyzes encumbrances, vesting, and legal descriptions to structure the commitment

  3. 3. Review and customize Schedule A details, requirements, and exceptions

  4. 4. Export your ALTA-compliant Title Commitment in DOCX or PDF

What you get

  • Commitment Header & Identification

  • Schedule A — Transaction Details

  • Schedule B, Part I — Requirements for Policy Issuance

  • Schedule B, Part II — Exceptions from Coverage

What it handles

  • Generates ALTA-standard header with commitment number, effective date, and issuing company details

  • Drafts complete Schedule A with policy type, amount, proposed insured, vesting, and legal description

  • Produces Schedule B Part I requirements in closing-timeline order

  • Compiles Schedule B Part II exceptions from title search encumbrances

  • Formats legal descriptions verbatim in jurisdiction-appropriate style

  • Identifies and organizes liens, easements, CC&Rs, and judgments for exception scheduling

Required documents

  • Title Search Report

    Complete title examination report showing all encumbrances, liens, easements, judgments, and chain of title findings

    .pdf, .docx

  • Recorded Deed or Survey

    Most recent recorded deed or survey containing the legal description, vesting information, and recording references

    .pdf, .docx

  • Transaction Summary

    Purchase agreement, loan commitment, or transaction summary with purchase price, loan amount, parties, and closing date

    .pdf, .docx

Supporting documents

  • Existing Title Policy

    Prior owner's or lender's title insurance policy for reference on continuing exceptions and coverage history

    .pdf, .docx

  • Tax and Assessment Records

    Current property tax statements, special assessments, or tax lien information for accurate exception scheduling

    .pdf, .docx

  • Payoff Statements

    Payoff or satisfaction statements for existing mortgages, deeds of trust, or judgment liens to be released at closing

    .pdf, .docx

Why teams use it

Reduce title commitment drafting time from hours to minutes while maintaining ALTA compliance

Eliminate formatting inconsistencies across Schedule A, Schedule B Part I, and Part II sections

Ensure all encumbrances, liens, and exceptions from the title search are systematically captured and organized

Standardize commitment output across your team for consistent, professional-quality documents

Questions

What ALTA form versions does this skill support?

CaseMark drafts commitments aligned with current ALTA standards including Owner's (2006), Loan, and Leasehold policy forms. The AI automatically references the correct form version based on your transaction type.

How does CaseMark handle complex legal descriptions?

CaseMark reproduces legal descriptions verbatim from your uploaded deeds or surveys, supporting metes and bounds, lot/block, and government survey formats. It also preserves plat references and separates multiple parcels correctly.

Can I customize the Schedule B exceptions?

Yes. CaseMark generates Schedule B Part II exceptions from your title search data, but you can add, remove, or reorder exceptions before finalizing. The AI organizes them by category—easements, CC&Rs, liens, and encumbrances—for easy review.

Does this replace a title examiner or underwriter?

No. CaseMark accelerates the drafting process by structuring your title search findings into a properly formatted ALTA commitment document. A licensed title professional should review and approve every commitment before issuance.

What documents do I need to upload?

At minimum, upload your title search report and the most recent deed or survey containing the legal description. Transaction documents such as the purchase agreement or loan terms help CaseMark populate Schedule A accurately.

How long does it take to generate a Title Commitment?

CaseMark typically generates a complete draft Title Commitment in approximately 10–12 minutes, depending on the complexity of the title search and number of encumbrances. Manual drafting of the same document often takes 1–2 hours.

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