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Title Commitment

Draft ALTA Title Commitments in Minutes, Not Hours

12 minutes with CaseMark

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Title Commitment

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Workflow

Title Commitment

Overview

CaseMark's Title Commitment skill automates the drafting of ALTA-compliant Title Commitment documents for commercial real estate transactions. It transforms raw title search data, property records, and transaction details into professionally structured commitments complete with Schedule A transaction details and Schedule B requirements and exceptions. What traditionally takes hours of meticulous formatting and cross-referencing is completed in minutes with consistent accuracy.

Drafting ALTA-compliant Title Commitments is a painstaking process that requires cross-referencing title search results, formatting complex legal descriptions, organizing dozens of encumbrances and exceptions, and ensuring every recording reference is accurate. A single error or omission can delay closings, expose title companies to liability, or result in uncovered claims against the policy.

CaseMark's AI analyzes your title search reports and property documents to automatically generate complete, ALTA-standard Title Commitments with properly structured schedules. The platform organizes requirements in closing-timeline order, formats legal descriptions to jurisdiction standards, and compiles exceptions with accurate recording references — delivering draft-ready commitments that your team can review and finalize with confidence.

How it works

  1. 1. Upload your title search report, property documents, and transaction details

  2. 2. AI analyzes encumbrances, vesting, legal descriptions, and lien information

  3. 3. Review and customize the generated ALTA-compliant Title Commitment

  4. 4. Export in your preferred format (DOCX, PDF)

What you get

  • Commitment Header & Identification

  • Schedule A — Transaction Details

  • Schedule B, Part I — Requirements for Policy Issuance

  • Schedule B, Part II — Exceptions from Coverage

What it handles

  • Generates ALTA-standard header with commitment number, effective date, and issuing company details

  • Drafts complete Schedule A with policy type, amount, proposed insured, vesting, and legal description

  • Produces Schedule B Part I requirements in proper closing-timeline order

  • Compiles Schedule B Part II exceptions including encumbrances, easements, CC&Rs, and liens

  • Formats legal descriptions in jurisdiction-appropriate style (metes and bounds, lot/block, government survey)

  • Identifies and organizes lien releases, payoff requirements, and pre-closing conditions

Required documents

  • Title Search Report

    Complete title examination report showing chain of title, encumbrances, liens, judgments, and all recorded instruments affecting the property

    .pdf, .docx

  • Property Documents

    Current deed, survey, legal description, plat maps, and any recorded instruments establishing the property boundaries and vesting

    .pdf, .docx

  • Transaction Summary

    Purchase agreement, loan documents, or transaction summary showing purchase price or loan amount, parties, policy type, and closing date

    .pdf, .docx

Supporting documents

  • Existing Title Policy

    Prior owner's or lender's title insurance policy for reference on historical exceptions and coverage

    .pdf, .docx

  • Tax and Assessment Records

    Current property tax statements, special assessment notices, and tax lien information

    .pdf, .docx

  • CC&Rs and Easement Documents

    Recorded covenants, conditions, restrictions, and easement agreements affecting the property

    .pdf, .docx

Why teams use it

Reduce title commitment drafting time from hours to minutes while maintaining ALTA compliance

Eliminate formatting errors and ensure consistent structure across all commitments

Automatically organize encumbrances, liens, and exceptions with proper recording references

Streamline pre-closing workflows with properly sequenced requirements in Schedule B Part I

Questions

What ALTA form versions does this support?

CaseMark generates Title Commitments based on current ALTA standards including Owner's (2006), Loan, and Leasehold policy forms. The AI automatically selects the appropriate form version based on your transaction type.

Can it handle complex legal descriptions?

Yes. CaseMark supports metes and bounds, lot/block, and government survey legal descriptions. It formats them in jurisdiction-appropriate style and includes plat references and multiple parcel designations as needed.

How does CaseMark identify Schedule B exceptions?

CaseMark analyzes your uploaded title search report to extract all recorded encumbrances, easements, CC&Rs, judgments, and liens. It then organizes them into properly formatted Schedule B Part II exceptions with recording references.

Does this replace a title examiner's review?

CaseMark accelerates the drafting process by structuring your title search findings into a compliant commitment format. A qualified title professional should always review the final document before issuance to ensure accuracy and completeness.

Can I generate commitments for multi-parcel transactions?

Yes. CaseMark handles multiple parcels within a single commitment, separating legal descriptions and tracking parcel-specific encumbrances and exceptions throughout the document.

What if my state has specific title commitment requirements?

CaseMark drafts to ALTA national standards and includes jurisdiction-specific formatting. You can review and adjust state-specific requirements, endorsements, or regulatory language before finalizing the commitment.

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