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Closing Disclosure (CD)

Generate Compliant Closing Disclosures in Minutes

8 minutes with CaseMark

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Upload your documents and get a finished work product in minutes. New accounts get $5 free to run their first skill.

8 minutes with CaseMark

What you'll need

  • Loan Estimate
  • Purchase Agreement
  • Loan Terms Sheet

SOC 2 Type II · HIPAA compliant · $5 free credit

Workflow

Overview

Preparing a Closing Disclosure manually requires meticulous data entry across multiple sections, careful calculation of closing costs, and constant cross-referencing with loan estimates to ensure TRID compliance. A single miscalculation or omission can delay closing, trigger re-disclosure requirements, and expose your firm to compliance risks.

Preparing a Closing Disclosure manually requires meticulous data entry across multiple sections, careful calculation of closing costs, and constant cross-referencing with loan estimates to ensure TRID compliance. A single miscalculation or omission can delay closing, trigger re-disclosure requirements, and expose your firm to compliance risks.

CaseMark automatically extracts transaction details, loan terms, and cost breakdowns from your source documents to generate accurate, TRID-compliant Closing Disclosures. Our AI handles complex calculations, organizes data into the required format, and ensures consistency across all sections—reducing preparation time from hours to minutes while minimizing compliance risk.

How it works

  1. 1. Upload your documents

  2. 2. AI analyzes and extracts key information

  3. 3. Review and customize the generated content

  4. 4. Export in your preferred format (DOCX, PDF)

What you get

  • Document Header with Transaction Information

  • Loan Terms Summary

  • Projected Payment Schedule

  • Costs at Closing Overview

  • Detailed Closing Cost Breakdown

  • Borrower's Transaction Summary

  • Seller's Transaction Summary

  • Signature and Confirmation Blocks

What it handles

  • Document Header with Transaction Information

  • Loan Terms Summary

  • Projected Payment Schedule

  • Costs at Closing Overview

  • Detailed Closing Cost Breakdown

  • Borrower's Transaction Summary

  • Seller's Transaction Summary

  • Signature and Confirmation Blocks

Required documents

  • Loan Estimate

    Initial loan estimate provided to borrower for comparison with final terms

    .pdf, .docx

  • Purchase Agreement

    Executed purchase and sale agreement containing sale price and transaction terms

    .pdf, .docx

  • Loan Terms Sheet

    Final loan terms including interest rate, loan amount, and payment structure

    .pdf, .docx, .xlsx

Supporting documents

  • Title Insurance Commitment

    Title insurance details and associated costs for closing cost calculations

    .pdf

  • Escrow Analysis

    Projected escrow payments for taxes and insurance

    .pdf, .xlsx

  • Settlement Statement Draft

    Preliminary settlement figures for borrower and seller transactions

    .pdf, .xlsx

Why teams use it

Reduce CD preparation time by 95%—from 2.5 hours to under 10 minutes

Ensure TRID compliance with automated formatting and required disclosures

Eliminate calculation errors in loan terms, closing costs, and transaction summaries

Automatically populate borrower, seller, lender, and property information from source documents

Generate consistent, professional Closing Disclosures that match your firm's standards

Questions

How does CaseMark ensure my Closing Disclosure is TRID compliant?

CaseMark's AI is trained on TRID requirements and automatically structures your Closing Disclosure according to CFPB specifications. It includes all required sections, proper formatting, and mandatory disclosures, ensuring your document meets federal compliance standards while you maintain final review authority.

Can CaseMark calculate closing costs and transaction summaries automatically?

Yes. CaseMark extracts cost data from your loan documents, title commitments, and settlement statements, then automatically calculates totals, debits, credits, and cash-to-close figures. The AI organizes costs into the proper categories (origination charges, services, prepaids, escrow) and generates accurate borrower and seller transaction summaries.

What documents do I need to upload to generate a Closing Disclosure?

At minimum, you'll need the Loan Estimate, purchase agreement, and final loan terms. CaseMark can also incorporate title commitments, escrow analyses, and preliminary settlement statements to populate all sections. The more complete your source documents, the more comprehensive your generated CD will be.

How long does it take to generate a Closing Disclosure with CaseMark?

Most users generate a complete, review-ready Closing Disclosure in 8-10 minutes. This includes uploading documents, AI processing, and your final review. Compare this to the 2-3 hours typically required for manual preparation, data entry, and calculation verification.

Can I customize the Closing Disclosure format for my practice?

While the CD format is standardized by federal regulation, CaseMark allows you to review and edit all populated fields before finalizing. You maintain complete control over the final document while benefiting from automated data extraction and organization that eliminates manual data entry.

Does CaseMark compare the Closing Disclosure to the original Loan Estimate?

CaseMark extracts data from both documents and organizes them for easy comparison, helping you quickly identify changes in loan terms, closing costs, and other key figures. This streamlines your tolerance analysis and ensures you can easily explain variances to clients and comply with re-disclosure requirements.

Is my client's financial information secure when using CaseMark?

Absolutely. CaseMark uses bank-level encryption and is designed with attorney-client privilege in mind. All documents are processed securely, and your data is never used to train our models or shared with third parties. We maintain strict confidentiality standards appropriate for sensitive financial and real estate transactions.

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